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Offer your clients Single Premium Path Protector® Whole Life using Illinois Mutual’s new Simplified Issue application!  Read More >

Single Premium Whole Life Now Simplified Issue!

Offer your clients Single Premium Path Protector® Whole Life using Illinois Mutual’s new Simplified Issue application!

Because our focus is on the middle market, we know your clients will appreciate the ease of the simplified process, which includes fewer medical questions, fewer ratings, and faster decisions!

  • FAST: Fewer medical questions to answer!
  • SIMPLE: No exams required at time of application! (MIB, Rx data check or information developed during the underwriting process may prompt additional underwriting requirements. Contact the Home Office Sales Department for further details.)
  • SEAMLESS®: Fewer ratings and faster decisions! Policies rated up to and including
    table D will be classified as Standard, with Preferred available for those who qualify.

Benefits of Single Premium Whole Life:

  • Guaranteed lifetime insurance coverage with a single payment
  • Immediate increase in estate upon policy issue
  • Tax-deferred cash accumulation under current tax laws* and federal income tax-free death benefit**
  • Guaranteed cash value accumulation

 

Find the new application in the Resource Library on the Agent Forum by searching for LSPWL15APP. For more details, download form UP109 from the Resource Library on the Agent Forum today!


Please Note: Purchase of this policy may affect one's ability to qualify for governmental benefits, e.g., Supplemental Security Income or Medicaid.

Single premium life insurance most likely will be a MEC.

Your clients should consult an accountant or attorney in each situation.

 

*Withdrawals of cash value are taxed to the extent of gains. Also, penalties may apply if under 59-1/2 or not disabled.
**Life insurance benefits are generally includible in one’s estate and, as such, may be subject to estate taxes.

Policy Form 617, Whole Life Insurance To Age 121 Policy

Not available in AK, DC, HI, MT or NY. Coverage and availability may vary in other states.

For policy costs and details of coverage, limitations, exclusions and terms, contact Illinois Mutual.

Illinois Mutual is excited to announce the start of the Illinois Mutual Photo Contest! This annual contest is open to agents, policyowners, employees and retirees. Read More >

Illinois Mutual Announces Photo Contest

Illinois Mutual is excited to announce the start of the Illinois Mutual Photo Contest! This annual contest is open to agents, policyowners, employees and retirees. We encourage you to submit a photo capturing those experiences, accomplishments, celebrations and people that have brought you joy. We also ask that you include a story explaining your photo to let online viewers know why your photo is special.

Illinois Mutual chooses 13 winning photos – 1 grand prize winner and 12 monthly winners – to display on an Illinois Mutual website and social media pages throughout the year. Illinois Mutual also awards each winner’s charity of choice a monetary amount! The grand prize winner’s charity receives $700, and the 12 monthly winners’ charities received $325 each.

The Illinois Mutual Photo Contest is a great way to help a charity in need while sharing your special moments! Click here to enter your photo and see all the details.

Illinois Mutual’s 2014 Annual Report microsite, www.IllinoisMutualNow.com, is live! Visit the site to see video stories of real Illinois Mutual policyowners, agents and Home Office employees. You can also view the Company’s 2014 financial results.   Read More >

2014 Annual Report - Company Highlights and Financials

Illinois Mutual’s 2014 Annual Report microsite, www.IllinoisMutualNow.com, is live! Visit the site to see video stories of real Illinois Mutual policyowners, agents and Home Office employees. You can also view the Company’s 2014 financial results.

Plan for the Future
Hear how a small-business owner, David Kimble, worked with his Illinois Mutual agent to build a life insurance plan to help protect his family, his business and his future.

Provide Value
Learn how Sue Matis, Executive Vice President for Human Resources and Development at River City Bank, invested in River Valley’s employees and added value to their benefit package with Illinois Mutual’s workplace products.

Protect Your Income
Listen as a small-business owner, Pamela Bell, discusses the importance of helping protect her income, and with it her way of life, with disability income insurance from Illinois Mutual.

Visit www.IllinoisMutualNow.com to learn more about how Illinois Mutual helps families and businesses plan for the future by providing insurance solutions that protect what matters most.

At Illinois Mutual, we understand that your time is valuable. That’s why we made life underwriting enhancements that can help you get covered faster!   Read More >

Announcing Fast, Simple, Seamless® Permanent Life up to $250,000

At Illinois Mutual, we understand that your time is valuable. That’s why we made life underwriting enhancements that can help you get covered faster!

With our Fast, Simple, Seamless® sales process, you can now obtain up to $250,000 of whole life, term or universal life insurance coverage by simply providing an application with basic personal information. If your personal, health and prescription histories are acceptable, that’s all you need to do!

Fast: Fewer steps, faster decisions
Simple: No exams required at time of application*
Seamless: No paper forms, electronic signature

Click here to learn more about our life products and see how Illinois Mutual can help you protect what matters most today!

*Additional underwriting requirements apply: (i) to applicants aged 66 or older; (ii) to applicants with total coverage in force and applied for exceeding $250,000; or (iii) if indicated by MIB, Rx data check, or other information developed during underwriting. Contact Illinois Mutual for further details.

 

Policy Form 614, Renewable Term To Age 95
Policy Form 617, Whole Life Insurance To Age 121 Policy
Policy Form 618, Flexible Premium Life Insurance Policy

Not available in AK, DC, HI, MT or NY. Coverage and availability may vary in other states.

For policy costs and details of coverage, limitations, exclusions and terms, contact Illinois Mutual.

Video Center

Show the importance of insurance protection with videos from Illinois Mutual! These videos provide a simple way for you to get the conversation started, help explain how a product works, or share real policyowner stories with your clients.