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Legal Notice

Thank you for visiting the Illinois Mutual Life Insurance Company (“Illinois Mutual”) website.  Please read the following terms and conditions carefully.  By accessing this website, you acknowledge and agree to only use this website on the terms and conditions set forth below:


Liability Disclaimer

The materials and information you find on the Illinois Mutual website are provided “as is” and without warranties of any kind, either express or implied including, but not limited to, implied warranties of merchantability or fitness for a particular purpose.


This disclaimer of liability applies to any damages or injury caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation, computer virus, theft or destruction or unauthorized access to, alteration of, or use of record, whether for breach of contract, negligence, or under any other cause of action.  Under no circumstances shall Illinois Mutual be liable for any direct or indirect, special, incidental or consequential damages that may arise from your use of, or inability to use, this website.


Copyright Use

The contents of the Illinois Mutual website pages including, but not limited to text, graphics, and icons, are copyrighted materials owned or controlled by Illinois Mutual and contain Illinois Mutual’s name, trademarks and service marks.  No one is permitted to establish a link to this website without first obtaining written permission of Illinois Mutual.  Unauthorized reproduction, copying, republishing, postings, transmitting or duplicating information or materials on this website is prohibited.


Not Soliciting Offers

Nothing on this website constitutes an offer to sell or solicitation of any insurance product.  All information available through this website is provided for informational purposes only.  No insurance product is offered or will be sold in any jurisdiction in which such offer or sale would be unlawful under the insurance laws of such jurisdiction.


Third Party Consent

Links to third party websites are provided for convenience and for general informational purposes only.  The content in any linked website is not under our control and we are not responsible for it.  The fact that we provide a link to a third party website does not mean that we endorse, authorize, or sponsor that website, nor that we are affiliated with the third party website’s owners or sponsors.


Responsible Use

Illinois Mutual’s website users are prohibited from using this website and content for illegal or fraudulent purposes or for posting or transmitting to or from this website any unlawful, threatening, libelous, defamatory, inflammatory or profane communications and/or materials that could give rise to civil or criminal liability under law.  You agree to not take any action that tampers or interferes with this website and its content.