Cindy, 55 and Larry, 61 are now empty nesters whose children have married and begun their own families. The day finally arrived for Cindy and Larry to enjoy retirement in each other’s company and their dog, Maggie. They love their independent lifestyle with endless possibilities on how to spend their time. Fortunately, Larry realized before retiring that his life insurance plan ended after he stopped working. Therefore, he bought a new life insurance plan to make sure that he succeeded in proper retirement planning. Also, since retirement, Cindy and Larry sat down together and decided exactly how they wanted to deal with their wealth transfer. They now know exactly where their assets are going, and they feel confident that their children will receive enough assets so they are not financially burdened by either of their parent’s deaths. Now that those serious issues are out of the way, Cindy and Larry can fill their time together however they please!