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Our term life insurance was designed to meet your employees’ protection needs with competitive level premiums. Premiums are guaranteed to remain the same for the initial term period of 10 or 20 years. The policy may be renewed after the initial term period at annually increasing rates until age 95.


Eligibility:

  • 10-Year Term – Employees and Spouses age 18 to 65
  • 20-Year Term – Employees and Spouses age 18 to 60

Benefit Amounts:

  • Employee – Min. $25,000; Max. $100,000
  • Spouse – Min. $25,000; Max. $75,000

Included Rider

  • Accelerated Death Benefit Rider1

Optional Riders2

  • Accidental Death Benefit Rider
  • Child Insurance Rider
  • Payor Waiver of Premium