Meet The Advantage Group

Offering the right products at affordable prices is important to The Advantage Group. So are customer service, trust and partnership. That’s why they do business with Illinois Mutual. By partnering with us, The Advantage Group knows they have the training, tools and support necessary to meet the workplace protection needs of their Middle American clients. The Advantage Group is helping their clients be ready for the unexpected by partnering with Illinois Mutual – a company they trust to be there to fulfill the promises they make to policyowners.

Employers

Are you searching for a way to provide supplemental benefits to your employees without the high costs and reductions? Do you want to provide your employees with the convenience of being able to learn about and purchase insurance during the work day? Illinois Mutual has the perfect solution for you. Our series of voluntary benefits at the workplace includes Interest Sensitive Whole Life, Short Term Disability Insurance and Accident Insurance. Your employees can choose and purchase the coverage - all you have to do is let us meet with them to sell the product and then payroll deduct the premiums from participating employees' paychecks. It’s that easy! For more than a century, Illinois Mutual has provided quality products to individuals, families and businesses. Let us help you provide competitive benefits to your employees.

Interest Sensitive Whole Life

Help protect your employees against an unexpected death by giving them the opportunity to purchase important life insurance protection they need. With our workplace Interest Sensitive Whole Life, the death benefit can help pay for funeral costs, mortgage payments and everyday expenses.

Policy Benefits

• Affordable premiums to fit all employees’ budgets
• Policy accumulates cash value
• Individually owned and coverage is portable
• No physical exams required

For more details about how each employee’s plan can be customized, click here

Policy Form WSL07, Interest Sensitive Whole Life Payable To Age 120 Insurance Policy

Short Term Disability Insurance

Your employees work hard to earn their paychecks. What if they suffered a total disability that took their ability to earn that income away? With our Workplace Short Term Disability Insurance, you can be confident that your employees are prepared. The benefits can help maintain their standard of living, protect their savings and support their family, while they focus on getting better.

Policy Benefits

• Affordable premiums to fit all employees’ budgets
• Convenient payroll deduction
• Individually owned and coverage is portable

For more details about how each employee’s plan can be customized, click here

Policy Form WSD07, Voluntary Short Term Disability Income Policy

Accident Insurance

Even though you can’t prevent accidents from happening, you can ensure your employees are financially prepared when they do by offering them the opportunity to purchase Accident Insurance. When an accident occurs, this policy can help cover things such as insurance deductibles, co-insurance payments, and other costs associated with the accident. By providing a cash benefit, your employees will find comfort knowing such costs won’t rest solely upon them.

Policy Benefits

• Affordable premiums to fit all employees’ budgets
• Convenient payroll deduction
• Individually owned and coverage is portable

For more details about how each employee’s plan can be customized, click here

Policy Form WSA07, Voluntary Accident Policy

Voluntary Short Term Disability

Voluntary Short Term Disability (VSTD11) gives employees the peace of mind that a paycheck brings. As a voluntary benefit, the employee pays 100% of the premium.

Coverage

This policy pays benefits (not to exceed 66-2/3s of the employee’s Basic Weekly Earnings*) for either 13- or 26-weeks, depending upon the plan selected, if the employee is Totally Disabled from a non-occupational injury or sickness. Pregnancy, alcoholism or drug addiction and mental or nervous conditions are covered the same as any other illness.

Totally Disabled means for any one period of disability, starting while the Employee’s cover is in force, that the Employee is unable as a result of Sickness or Injury, to engage in any occupation for which he is qualified or for which he becomes qualified by education, traning, or experience and is under the regular care of a physician.

For more details about how each employee’s plan can be customized, click here