en-USes-MX
  Search
Home  |  About Us  |  Testimonials

  1. Workplace Insurance

    Meet The Advantage Group

    Offering the right products at affordable prices is important to The Advantage Group. So are customer service, trust and partnership. That’s why they do business with Illinois Mutual. By partnering with us, The Advantage Group knows they have the training, tools and support necessary to meet the workplace protection needs of their Middle American clients. The Advantage Group is helping their clients be ready for the unexpected by partnering with Illinois Mutual – a company they trust to be there to fulfill the promises they make to policyowners.

  2. Employers

    Employers

    Employer Are you searching for a way to provide supplemental benefits to your employees without the high costs and reductions? Do you want to provide your employees with the convenience of being able to learn about and purchase insurance during the work day? Illinois Mutual has the perfect solution for you. Our series of voluntary benefits at the workplace includes Workplace Term Insurance, Short Term Disability Insurance and Accident Insurance. Your employees can choose and purchase the coverage - all you have to do is let us meet with them to sell the product and then payroll deduct the premiums from participating employees' paychecks. It’s that easy! For more than a century, Illinois Mutual has provided quality products to individuals, families and businesses. Let us help you provide competitive benefits to your employees.

  3. Workplace Term Insurance

    Workplace Term Insurance

    familyOur Workplace Term Insurance can help your employees be prepared for the unexpected. This affordable term life insurance provides a death benefit that can help their beneficiaries pay for things like final expenses, mortgage payments, utilities, outstanding debts and everyday expenses.

    Policy Benefits

    • Affordable coverage fits employees’ budgets
    • Guaranteed premiums remain the same for the initial term period of 10 or 20 years
    • Individual coverage which you own and can continue even if you leave your job
    • Policy may be renewed after the initial term period at annually increasing rates until age 95

    Click here for more details.

    Policy Form WL13, Renewable Term Life Insurance to Age 95

  4. Short Term Disability Insurance

    Short Term Disability Insurance

    crutchesYour employees work hard to earn their paychecks. What if they suffered a total disability that took their ability to earn that income away? With our Workplace Short Term Disability Insurance, you can be confident that your employees are prepared. The benefits can help maintain their standard of living, protect their savings and support their family, while they focus on getting better.

    Policy Benefits

    • Affordable premiums to fit all employees’ budgets
    • Convenient payroll deduction
    • Individually owned and coverage is portable

    For more details about how each employee’s plan can be customized, click here

    Policy Form WSD07, Voluntary Short Term Disability Income Policy

  5. Accident Insurance

    Accident Insurance

    falling off ladderEven though you can’t prevent accidents from happening, you can ensure your employees are financially prepared when they do by offering them the opportunity to purchase Accident Insurance. When an accident occurs, this policy can help cover things such as insurance deductibles, co-insurance payments, and other costs associated with the accident. By providing a cash benefit, your employees will find comfort knowing such costs won’t rest solely upon them.

    Policy Benefits

    • Affordable premiums to fit all employees’ budgets
    • Convenient payroll deduction
    • Individually owned and coverage is portable

    For more details about how each employee’s plan can be customized, click here

    Policy Form WSA07, Voluntary Accident Policy

  6. Voluntary Short Term Disability (VSTD11)

    Voluntary Short Term Disability

    Voluntary Short Term Disability (VSTD11) gives employees the peace of mind that a paycheck brings. As a voluntary benefit, the employee pays 100% of the premium.

    Coverage

    This policy pays benefits (not to exceed 66-2/3s of the employee’s Basic Weekly Earnings*) for either 13- or 26-weeks, depending upon the plan selected, if the employee is Totally Disabled from a non-occupational injury or sickness. Pregnancy, alcoholism or drug addiction and mental or nervous conditions are covered the same as any other illness.

    Totally Disabled means for any one period of disability, starting while the Employee’s cover is in force, that the Employee is unable as a result of Sickness or Injury, to engage in any occupation for which he is qualified or for which he becomes qualified by education, traning, or experience and is under the regular care of a physician.

    For more details about how each employee’s plan can be customized, click here

    Policy Form VSTD11, Group Non-occupational Short Term Disability Income Insurance
  • Workplace Insurance

  • Employers


    Employer Our series of voluntary benefits at the workplace includes Interest Sensitive Whole Life, Short Term Disability Insurance and Accident Insurance. Your employees can choose and purchase the coverage - all you have to do is let us meet with them to sell the product and then payroll deduct the premiums from participating employees' paychecks.

    Policy Form WSL07, Interest Sensitive Whole Life Payable To Age 120 Insurance Policy
    Policy Form WSD07, Voluntary Short Term Disability Income Policy
    Policy Form WSA07, Voluntary Accident Policy

    Back to Top
     
  • Interest Sensitive Whole Life


    familyOur workplace Interest Sensitive Whole Life is a voluntary life insurance product that provides employees portable coverage, increasing cash value and income tax-free payment of death benefits.

    For more details about how each employee’s plan can be customized, click here

    Policy Form WSL07, Interest Sensitive Whole Life Payable To Age 120 Insurance Policy


    Back to Top
     
  • Short Term Disability Insurance


    crutchesOur workplace Short Term Disability Insurance provides a benefit that can help your employees maintain their standard of living, protect their savings and support their families if they become totally disabled and are unable to work.

    For more details about how each employee’s plan can be customized, click here

    Policy Form WSD07, Voluntary Short Term Disability Income Policy


    Back to Top
     
  • Accident Insurance


    falling off ladderOffer your employees the option to purchase our Accident Insurance, which can help cover out-of-pocket expenses by providing a cash benefit.

    For more details about how each employee’s plan can be customized, click here

    Policy Form WSA07, Voluntary Accident Policy


    Back to Top
     
  • Voluntary Short Term Disability (VSTD11)


    Voluntary Short Term Disability (VSTD11) gives employees the peace of mind that a paycheck brings. As a voluntary benefit, the employee pays 100% of the premium.

    For more details about how each employee’s plan can be customized, click here

    Policy Form VSTD11, Group Non-occupational Short Term Disability Income Insurance
    Back to Top
     
  • These policies have exclusions, limitations and terms under which the policies or options may be continued or discontinued.
    For costs and complete details of the coverage, contact Illinois Mutual.

    This site contains only a brief description. This is not a contract. Rates and provisions are subject to change.
    Not available in AK, DC, HI or NY. May not be available in other states.

    Pursuant to the IRS Circular 230, the statements made in this communication regarding taxation of the life insurance products are not intended to (and cannot) be used to avoid IRS penalties and are for general  information purposes only. This communication is intended to support the marketing of Illinois Mutual’s insurance products. Illinois Mutual, its agents and representatives may not give legal or tax advice. You should consult an independent tax advisor regarding your particular circumstances.