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Legal Notice

Thank you for visiting the Illinois Mutual Life Insurance Company (“Illinois Mutual”) web site.  Please read the following terms and conditions carefully.  By accessing this web site, you acknowledge and agree to only use this web site on the terms and conditions set forth below:

LIABILITY DISCLAIMER
The materials and information you find on the Illinois Mutual web site are provided “as is” and without warranties of any kind, either express or implied including, but not limited to, implied warranties of merchantability or fitness for a particular purpose.

This disclaimer of liability applies to any damages or injury caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation, computer virus, theft or destruction or unauthorized access to, alteration of, or use of record, whether for breach of contract, negligence, or under any other cause of action.  Under no circumstances shall Illinois Mutual be liable for any direct or indirect, special, incidental or consequential damages that may arise from your use of, or inability to use, this web site.

COPYRIGHT USE
The contents of the Illinois Mutual website pages including, but not limited to text, graphics, and icons, are copyrighted materials owned or controlled by Illinois Mutual and contain Illinois Mutual’s name, trademarks and service marks.  No one is permitted to establish a link to this web site without first obtaining written permission of Illinois Mutual.  Unauthorized reproduction, copying, republishing, postings, transmitting or duplicating information or materials on this web site is prohibited.

NOT SOLCITING OFFERS
Nothing on this web site constitutes an offer to sell or solicitation of any insurance product.  All information available through this web site is provided for informational purposes only.  No insurance product is offered or will be sold in any jurisdiction in which such offer or sale would be unlawful under the insurance laws of such jurisdiction.

THIRD PARTY CONSENT
Links to third party web sites are provided for convenience and for general informational purposes only.  The content in any linked web site is not under our control and we are not responsible for it.  The fact that we provide a link to a third party web site does not mean that we endorse, authorize, or sponsor that web site, nor that we are affiliated with the third party web site’s owners or sponsors.

RESPONSIBLE USE
Illinois Mutual’s web site users are prohibited from using this website and content for illegal or fraudulent purposes or for posting or transmitting to or from this web site any unlawful, threatening, libelous, defamatory, inflammatory or profane communications and/or materials that could give rise to civil or criminal liability under law.  You agree to not take any action that tampers or interferes with this web site and its content.

CIRCULAR 230 NOTICE
Pursuant to IRS Circular 230, we inform you that the statements and content contained on our web site are not intended to (and cannot) be used for the purpose of avoiding IRS penalties and are for general information purposes only.  Illinois Mutual, its agents and representatives, may not give legal or tax advice.  You should consult an independent tax advisor regarding your particular circumstances.