The Home Path™ Solution

Path Protector Plus^® Term Life with the Home Path™ Solution

Many people choose to buy a life insurance policy for the period of time it will take to pay off their mortgage. When you select the Home Path™ solution, premiums are guaranteed level for your selected initial term period, and you can choose between a 15- or 30-year term period. The policy may be renewed after the initial term period at annually increasing rates until age 95.

Also included are an Accidental Death Benefit (if underwriting guidelines are met), a Terminal Illness Accelerated Death Benefit, and a Conversion Option, providing flexibility to adapt your policy to your changing needs with the ability to convert to a permanent life insurance plan through the earliest of the initial term, the 20^th policy year or age 70 without evidence of insurability.

The Home Path™ Solution in Action

Adam, 26, and Jenny, 24, have just moved into a new home together. They now have a $150,000 mortgage to think about and want to ensure that if something were to happen to one of them, the other would not lose their home due to inability to make mortgage payments.