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Products / Life Insurance / Term Life / Retirement Path™ Solution

Path Protector Plus® Term Life with the Retirement Path™ Solution

Being in business for more than 110 years, Illinois Mutual understands that financial goals are behind many life insurance purchases. When you select the Retirement Path™ solution, premiums are guaranteed level for your selected initial term period, and you can choose between a To Age 65, To Age 70, or Return of Premium (ROP) To Age 65 term period. The policy may be renewed after the initial term period at annually increasing rates until age 95.

To Age 65 or To Age 70

ROP To Age 65

The Retirement Path™ Solution in Action

Dave, 51, is the owner of a successful contracting company and is the breadwinner of the family, which includes his wife, Sarah, 50, and their two adult children. Dave plans to retire at age 70 and wants to make sure Sarah has sufficient funds should he die prior to retirement.

Solution:

Using the Retirement Path™ solution, Dave can acquire a To Age 70 Path Protector Plus® Term Life policy with a $500,000 death benefit to help protect his spouse financially during his remaining working years if he were to die prior to retirement at age 70 for a monthly premium of $114.331.

Other Term Life Insurance Options

young family together outside

Family Path™ Solution

View Family Path
young couple in front of new house

Home Path™ Solution

View Home Path
Happy multi-generational family

Path Protector Plus™ Term Life

View Path Protector

May vary by state. For illustration purposes only. Subject to underwriting. Examples assume proposed insured’s rating classification is Preferred Non-Tobacco unless otherwise noted. Contact your Illinois Mutual agent for details.

Policy Form LT17, Term Life Insurance; Policy Form LRPT17, Endowment Benefit Endorsement; Policy Form LRPT17SA, Endowment Benefit Endorsement; Policy Form LCON18, Term Life Conversion Endorsement; Policy Form 5783, Accidental Death Benefit Rider; Policy Form 5785AC(R), Disability Waiver of Premium Rider; Policy Form 5786, Terminal Illness Accelerated Death Benefit Rider; Policy Form 5787, Other Insured Term Rider; Policy Form 5788, Other Insured Term Rider Conversion Endorsement; Policy Form 5789, Child Term Insurance Rider; Policy Form 5790, Child Term Insurance Rider Conversion Endorsement

Not available in AK, DC, HI, MT, or NY. Coverage and availability may vary in other states.

For policy costs and details of coverage, limitations, exclusions and terms, contact Illinois Mutual.

Illinois Mutual, its agents and representatives may not give legal or tax advice. An accountant or attorney should be consulted regarding individual circumstances.

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