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Su ingreso le permite mantener su nivel de vida, pagar facturas, ahorrar para el futuro y disfrutar de los simples placeres de la vida. En resumen, proporciona la base para la vida como la conoce. ¿Pero qué sucedería si usted no puede trabajar para ganar sus ingresos?

El Seguro de Ingreso por Incapacidad (DI) puede proporcionar un beneficio mensual para ayudarlo a pagar sus gastos básicos si usted se enfermara o lesionara o Totalmente Discapacitado. Personal Paycheck Power®, nuestro plan DI individual, ayuda a salvaguardar su futuro financiero en caso de Incapacidad Total, mientras nuestro plan DI de gastos de negocios, Business Expense Power®, proporciona una fuerte protección para el propietario de empresa de hoy.

Su ingreso es uno de sus activos más valioso-ayude a protegerlo con DI de Illinois Mutual.

 

Understand DI with the M.U.G.® Plan

DI protects your income in the event you experience a Total Disability and are unable to work. While some monthly expenses can be reduced or eliminated during times of financial stress, generally M.U.G.® expenses – that is Mortgage, Utilities, Groceries – must be paid. A DI policy from Illinois Mutual, or M.U.G.® Plan, can help you stay in your home, keep the lights on and put food on the table if you become sick or injured and are unable to work. See our Individual DI product section of the website to learn more!

home Mortgage
water faucet and lightbulb Utilities
grocery bag Groceries

 

PERKsSM for Business Owners

Business owners could use a few PERKsSM in their disability income insurance to cover business overhead expenses. Illinois Mutual offers the right combination of individual DI for personal expenses, combined with Business Expense (BE) protection to cover eligible business overhead expenses, too. The power of DI PERKsSM includes:

personal paycheck coverage, elective benefit period, reimbursable business expenses, key discounts with a DI+BE combo plan
small business with open sign

Policyowners receive a 5% discount with a combination DI+BE plan and may also qualify for a business class upgrade, which means even lower premiums that are tax deductible as a business expense! See our Business Expense product section of the website to learn more!