Fill out the form to learn more about these selling concepts, and to see how you can earn $900 with your first applications!

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Why Sell DI?

It’s simple. If you have clients who rely on their ability to bring home a paycheck, then you have clients who need disability income insurance (DI). DI can be a great addition to your business, and the need for this type of coverage continues to grow. When you work with Illinois Mutual, you can feel confident knowing our team is here to help you every step of the way.

4 ways to talk DI with clients

1DI protects your most valuable asset: Your income.

Ask your client how long they could continue their lifestyle if they couldn't work to earn an income. DI provides a set monthly benefit to pay for anything you choose - such as mortgage, utilities, and cell phone bill - so you can continue living your life, even if it might look a little different.

2Life and DI: You shouldn't have one without the other.

We purchase life insurance to ensure our life continues on after a loved one is gone. You need DI for a similar reason: If you couldn't work to earn an income, DI helps you continue your lifestyle until you get back on your feet.

3DI covers you 24/7. Workers' compensation only protects you on the job.

If you become disabled and unable to work because of an accident or illness happening on or off the job, DI provides a set monthly income benefit so you can continue your lifestyle with little interruption.

4Business expense insurance (BE) helps make sure your business can continue to thrive

should you become disabled and unable to work for a period of time due to illness or injury. DI helps protect your income, but how long could your business survive without you actively working?

DI from Illinois Mutual can help cover a variety of clients and occupations: Farmers, Truck Drivers, Stay-at-Home Spouses, Part-time Workers, Nurses and Nursing Assistants, and others in your community.

C9626, C9631, C9632, C9644, C9645, C9646

Return of Premium can be an attractive option for clients who ask - "What if I never use my policy?"

We offer our agents free materials on how to sell to niche occupations.

For small business owner clients, Business Expense insurance (BE) can help cover costs such as rent, utilities, employee salaries and other expenditures that must be paid even if the owner is disabled and unable to work due to injury or illness.

Talk with our sales team today to learn more about working with Illinois Mutual to offer this important coverage to your clients.

(800) 437-7355 ext. 719 for DI Sales.

Illinois Mutual: We're Here For You

Our goal is to work with agents who value relationships just like we do. Together, we collaborate to honor the commitment our policyowners have made to their loved ones.

Our promise to you is to equip you with the tools you need to be successful. We offer:

Free marketing materials and sales concepts

Direct access to underwriters

Application software to pull client information directly from the illustration.

Live and on-demand webinars

Fill out the form

Policy Form DI105, Disability Income Policy; Policy Form BE105, Business Expense Policy; Policy Form 9266, Return of Premium Rider

Not available in AK, DC, HI, MT, or NY. Coverage and availability may vary in other states.

For policy costs and details of coverage, limitations, exclusions and terms, contact Illinois Mutual.

If any discrepancies exist between this communication and the policy, the terms of the policy will control.

Illinois Mutual, its agents and representatives may not give legal or tax advice. An independent tax advisor should be consulted regarding individual circumstances.