DI + ROP: A Smart Solution for Hesitant Clients

Some clients hesitate to buy disability income insurance (DI) because they think, “What if I never use it?”

Illinois Mutual’s Return of Premium (ROP) Rider helps you overcome that objection—turning a “maybe” into a confident “yes.”

By adding ROP to a DI policy, you can offer your clients income protection when they need it most, and cash back if they don’t.