Recent News

Dec 06, 2022

New One-Time Guaranteed Issue Available for Eligible Worksite Groups

Are you a business owner who began offering Illinois Mutual worksite insurance to your employees within the last four years*? Illinois Mutual is offering a one-time opportunity for some worksite clients to have guaranteed issue post-enrollment coverage!

What is guaranteed issue?

Guaranteed issue coverage means that all eligible employees in your group can get worksite insurance coverage, regardless of their age, occupation, or health.

Are my employees eligible?

This offering is unique to groups of 10 or more with original Effective Dates in 2019, 2020, and 2021. Other requirements apply, such as requiring an implementation agreement form to be signed by the employer.

a picture of construction workers at a job site

Contact your Illinois Mutual agent to ask them if you qualify for this initiative!

*Original coverage Effective Dates must fall between January 1, 2019 and December 1, 2021.

Policy Form WSA07, Voluntary Accident Policy; Policy Form 9243, Wellness Benefit Rider; Policy Form WC14, Voluntary Critical Illness Policy.

Voluntary Accident Policy not available in AK, CT, DC, HI, NH, NM, and NY. Wellness Benefit Rider not available in CA, GA, MA, MI, NJ, UT, VA, and WA.

Voluntary Critical Illness Policy not available in AZ, CA, CT, AK, DC, GA, HI, MA, MN, MT, NH, NJ, NM, NY , UT, and VA. Wellness Benefit Rider not available in MI.

For costs and complete details of the coverage, contact your Illinois Mutual agent or Illinois Mutual. This communication is a brief description of your policy. If any discrepancies exist between this communication and the policy, the terms of the policy will control.

Illinois Mutual, its agents and representatives may not give legal or tax advice. An accountant or attorney should be consulted regarding individual circumstances.