Illinois Mutual
call phone number (800) 437-7355

Menu

  • Login
  • Careers
  • My Policy
  • Contact Us
When autocomplete results are available use up and down arrows to review and enter to select.
call phone number (800) 437-7355
Illinois Mutual
  • About Us
    • About Us Overview
    • Annual Report
    • Our History
    • Community
    • Careers
    • Recent News
  • Products
    • Products Overview
    • Life Insurance
      • Term Life
      • Return of Premium Term
      • Whole Life
      • Simplified Issue Whole Life
    • Disability Income Insurance
      • Individual Coverage
      • Simplified Issue DI
      • Business Expense
      • Customize Your DI Policy
    • Worksite Insurance
      • Employers
      • Employees
      • Agents
      • Worksite Products
    • Products by State
  • Learning Center
    • Learning Center Overview
    • Life Learning Center
      • Life's Moments
      • Life Insurance Calculator
      • Benefits of Life Insurance
      • Browse Life Topics
    • DI Learning Center
      • Disability Insurance 101
      • Why do I need DI?
      • DI Needs Calculator
      • Browse DI Topics
    • Worksite Learning Center
      • Why Offer Voluntary Benefits
      • Worksite Benefit Offerings
      • Group or Individual Short Term DI?
      • Browse Worksite Topics
    • Articles
    • Video Center
    • Life Events
  • Customers
    • Customers Overview
    • Log In to My Policy
    • Policy Service
    • Claims
    • Customer FAQs
  • Agent Resources
    • Agent Resources Overview
    • Online Marketing Guide
      • Social Media Guide
      • Video Conferencing
      • Digital Tools
    • Training
      • DI Agent Training Videos
      • Worksite Agent Training Videos
  • Become an Agent
    • Become an Agent Overview
    • Tools and Training
    • Illinois Mutual Products
    • Why Choose Illinois Mutual?
  1. Home
  2. DI+ROP Cross Product

DI + ROP = Smart Coverage for a Smarter Financial Future

Disability income insurance (DI) that fits your life—and pays you back if you don’t need it.

You insure your car, your home, your phone—why not your income? It’s what keeps everything else running. With DI from Illinois Mutual, you get real protection for your most valuable asset: your ability to earn a living.

About DI+ROP

When you add our Return of Premium (ROP) rider*, you get more than peace of mind. You get the chance to receive your eligible premiums back if you don’t use the coverage. It’s a win-win.

Fill out the form to download your FREE flyer!

c9583_thumb

Complete the form for your flyer and connect with an expert for a custom estimate!

Available to individuals who are currently employed (not retired).

light blue arrow pointing to the left

I would like more information

Contact Illinois Mutual

(800) 437-7355
Send us an email

Mon. - Thurs. 7:45 a.m. - 4:30 p.m. CT
Fri. 7:45 a.m. - 12:15 p.m. CT

300 SW Adams
Peoria, IL 61634

  • facebook opens in new window facebook
  • youtube opens in new window youtube
  • linkedin opens in new window linkedin
  • X opens in new window X
  • instagram opens in new window instagram

Life Insurance

  • Term Life
  • Return of Premium Term
  • Whole Life
  • Simplified Issue Whole Life

Disability Insurance

  • Individual
  • Business Expense

Worksite Insurance

  • Term Life
  • Accident
  • Critical Illness
  • Short Term Disability - Individual
  • Short Term Disability - Group

Work with Illinois Mutual

  • Become an Agent
  • Careers

*Available at an additional cost. The Return of Premium rider returns 100% of premiums paid less any benefits received when the insured reaches ages 65 to 67. Beginning with the fifth policy year, the policyowner is eligible to receive a portion of the premiums paid, less any benefits received. The policy ends after the return of premium is paid and may not be reinstated.

Policy Form DI105, Disability Income Policy; Policy Form 9266, Return of Premium Rider DI + ROP not available in AK, CA, CT, DC, HI, MA, NM, NY or VT.

Coverage and availability may vary in other states. For costs and details of coverage, limitations, exclusions and terms, contact your agent or Illinois Mutual. If any discrepancies exist between this communication and the policy, the terms of the policy will prevail.

Copyright © 2025 by Illinois Mutual
  • Privacy Policy
  • Legal Notice
  • Accessibility Statement