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  1. Home
  2. DI+ROP Cross Product

DI + ROP = Smart Coverage for a Smarter Financial Future

Disability income insurance (DI) that fits your life—and pays you back if you don’t need it.

You insure your car, your home, your phone—why not your income? It’s what keeps everything else running. With DI from Illinois Mutual, you get real protection for your most valuable asset: your ability to earn a living.

About DI+ROP

When you add our Return of Premium (ROP) rider*, you get more than peace of mind. You get the chance to receive your eligible premiums back if you don’t use the coverage. It’s a win-win.

Fill out the form to download your FREE flyer!

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Complete the form for your flyer and connect with an expert for a custom estimate!

Available to individuals who are currently employed (not retired).

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Contact Illinois Mutual

(800) 437-7355
Send us an email

Mon. - Thurs. 7:45 a.m. - 4:30 p.m. CT
Fri. 7:45 a.m. - 12:15 p.m. CT

300 SW Adams
Peoria, IL 61634

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Life Insurance

  • Term Life
  • Return of Premium Term
  • Whole Life
  • Simplified Issue Whole Life

Disability Insurance

  • Individual
  • Simplified Issue DI
  • Business Expense

Worksite Insurance

  • Term Life
  • Accident
  • Critical Illness
  • Short Term Disability - Individual
  • Short Term Disability - Group

Work with Illinois Mutual

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*Available at an additional cost. The Return of Premium rider returns 100% of premiums paid less any benefits received when the insured reaches ages 65 to 67. Beginning with the fifth policy year, the policyowner is eligible to receive a portion of the premiums paid, less any benefits received. The policy ends after the return of premium is paid and may not be reinstated.

Policy Form DI105, Disability Income Policy; Policy Form 9266, Return of Premium Rider DI + ROP not available in AK, CA, CT, DC, HI, MA, NM, NY or VT.

Coverage and availability may vary in other states. For costs and details of coverage, limitations, exclusions and terms, contact your agent or Illinois Mutual. If any discrepancies exist between this communication and the policy, the terms of the policy will prevail.

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