Income Protection for Nurses

Disability Income Insurance can protect your paycheck when a disability leaves you unable to perform examinations, treat patients, and provide care.

Your patients rely on you to take care of them. You rely on your income to take care of your bills. What would happen if you couldn’t work to earn your paycheck?

DI replaces a portion of your paycheck if an income-interrupting illness or injury prevents you from working. The monthly DI benefit can help pay student loans, rent, mortgage, utilities, groceries or any expense you choose.

photo of nurse smiling

What if you don’t need to use your coverage?

The Return of Premium (ROP) Rider* gives you a chance to get back 100% of eligible premiums at the end of your DI policy, minus any benefits paid.

illustration of nurse pushing an elderly man in a wheelchair


What if you need more coverage when your income increases?

The Guaranteed Insurability Option (GIO) Rider** allows you to purchase additional DI coverage up to five times in the future without going through the medical underwriting process for each purchase.

illustration of a nurse giving a shot to a woman

You may qualify for an occupation class upgrade that gives you access to better rates and more coverage options. Put your income protection plan in place!