You need your paycheck, it's that simple. Do you know what else is simple? Help and protect your income with Disability Income Insurance. It's easy to get started and we're here to help.
Your paycheck allows you to pay your bills, save for the future, and enjoy life's simple pleasures, but what if you were to become sick or hurt, and totally disabled? What if you couldn't work to earn your income? Personal Paycheck Power Disability Income Insurance from Illinois Mutual can help you protect the income you rely on.
It's simple to design the right kind of plan to fit your needs. Just think about these three questions. How much do you need to cover your basic monthly expenses? How long might you need DI benefits to last? How long could you go without a paycheck?
Let's take a closer look at these three questions. Question one: How much do you need to cover your basic monthly expenses? If you become sick or hurt, and totally disabled, there's a way to help pay your basic monthly expenses: The Mug Plan. Simply add up how much you pay for your mortgage, utilities, and groceries, and you'll have an idea of how much DI is needed to help cover your MUG expenses. It's that easy.
Question two: How long might you need DI benefits to last? There are several choices for benefit periods and a plan can be built to fit your specific needs and budget. For many, two years of coverage is generally affordable and can give you the time you need to evaluate your options. You want to make sure you have time to recover and not rush into life decisions that may have long lasting effects.
Question three: How long could you go without a paycheck? There's a lot depending on your ability to bring home a steady income. How long could you go without a paycheck? One month? Three months? Six months? DI is a smart, simple way to help you protect your family, maintain your lifestyle, and pay for everyday expenses if you are unable to work.
It's simple, you need DI. Just take a look at the facts. 90% of long-term disability claims are due to illness, and most long-term disability claims are not work-related, which means they're not covered by workers compensation. Nearly six in ten consumers are concerned about their ability to support themselves if they were to become disabled. Just over one in four of today's 20-year-olds will become disabled before reaching age 67, and 69 percent of the private sector workforce has no long-term Disability Income Insurance.
Help protect your income with Personal Paycheck Power Disability Income Insurance from Illinois Mutual.