Nobody thinks a critical illness will happen to them.
Our critical illness benefits help relieve financial strain when someone is diagnosed with a covered critical illness as enumerated and defined in the policy by providing a lump sum payment, to be used however the insured person* chooses.
With this policy, critical illnesses are grouped into categories. Each Insured person has a maximum benefit amount per category as shown in the policy schedule. In the event an insured person is diagnosed with a covered critical illness, we will pay the benefit provided under the policy.
Worksite Critical Illness is a limited benefit policy. It is not intended to replace major medical, medical expense or Medicare Supplement coverage. The Critical Illness policy does not meet the Minimum Essential Coverage Requirements of the Affordable Care Act.
Worksite Critical Illness insurance from Illinois Mutual can help you financially prepare for covered critical illnesses.