Path Protector Plus® Return of Premium Term Life Insurance
Illinois Mutual’s Return of Premium Term is available for death benefits of $50,000 to $500,000 and initial terms of 20 years, 30 years or To Age 65. Issue ages are 18 to 60; however, term length availability will vary by age and tobacco use. If the policy is in force when the initial term period ends and its terms have been met, 100% of the returnable premium will be paid back to you as an endowment benefit.
After the initial term period, this benefit returns policy premiums excluding additional premiums paid for riders, rated policies, policy fees, and modal administrative fees. The endowment benefit will be reduced by any outstanding loans or liens, including paid Accelerated Death Benefits, and accrued interest.