Simplified Issue Whole Life Insurance

You’ve spent a lifetime taking care of your family. Life insurance can help you continue to care for them even after you’re gone.

Simplified Issue Whole Life Insurance

You’ve spent a lifetime taking care of your family. Life insurance can help you continue to care for them even after you’re gone.

Why Simplified Issue Whole Life Insurance (SIWL)?

Many families experience financial problems with unexpected expenses after the death of a loved one, such as funeral costs, medical bills or other outstanding debts.

Path Protector Plus® Simplified Issue Whole Life Insurance

With Simplified Issue Whole Life from Illinois Mutual, you can easily apply for a simple and effective plan that can help ensure your surviving loved ones aren’t financially burdened by final expenses related to your death.

How SIWL Works

If you are between the ages of 45 and 85, and looking for $5,000 to a maximum of $50,000 of whole life coverage per insured, SIWL can provide an income tax-free benefit1 to help your family  pay:

  • Funeral costs

  • Medical bills

  • Probate expenses

  • Outstanding debts

Your policy benefits may also be used to help:

  • Support a grandchild’s college education

  • Provide income to your survivors

  • Arrange for a charitable gift

  • Create an endowment fund for your church or non-profit organization

More Advantages of Simplified Issue Whole Life Insurance:

  • Helps ease the financial burden on your loved ones after you’re gone

  • Easier to qualify for than many other types of life insurance

  • Premiums are guaranteed to never increase

  • Death benefit is guaranteed to never decrease2

  • Policy will remain in force as long as premiums are paid

  • Income tax-free death benefit1