Why term life insurance?

Term life provides the maximum amount of coverage for the minimum amount of cost compared to whole life and is ideal for those who need coverage for a specific period of time. Term life gives the beneficiary income replacement at a time when it's needed most and can be renewed without proving insurability.

How can term life insurance help my family?1

  • Pay burial and other final expenses
  • Help replace lost wages/income of a wage earner
  • Transfer wealth or leave an inheritance
  • Help pay off the mortgage

Path Protector Plus® Term Life Insurance

Path Protector Plus® Term Life is designed to give you choices to protect more of Life’s Moments. Premiums do not increase during your selected initial term period. Death benefits start at $50,000, and you can choose among initial terms of 10, 15, 20, 25 or 30 years, or select coverage To Age 65 or To Age 70, depending on your financial goals and needs.

This product is available for those between the ages of 18 and 75, but term length availability will vary by age. The policy may be renewed after the initial term period at annually increasing premiums until age 95.

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Family Path™ Solution

Designed for those who want to be sure their family has financial protection if the unexpected were to happen.

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Home Path™ Solution

Created for those who want to provide their family with the opportunity to stay in their home if something happens to them.

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Retirement Path™ Solution

Developed for those who want to ensure their family has funds if the unexpected were to happen during their working years.

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Is Return of Premium Term life insurance right for you?

Are you the type of person who doesn't like to pay for something you might not need? Path Protector Plus® Return of Premium (ROP) Term offers the best of both worlds – protection if you need it, and money back if you don’t.

See if ROP Term makes sense for you