Whole Life Insurance

An Asset that Stands the Test of Time

Having a plan in place with the right amount of coverage can give you peace of mind and help you focus on enjoying Life’s Moments. The guarantees of whole life insurance can help you stay the course for achieving long-term goals with an insurance plan that has stood the test of time.

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Why Whole Life Insurance?

Whole life insurance can be an excellent foundation for a strong financial plan because of its many advantages, including simplicity, predictability and guarantees.

Though today’s financial marketplace can be precarious and change quickly, whole life insurance has remained a stable part of a financial plan that can combine three guarantees – death beneﬁt, fixed premiums, and cash value – into one powerful and effective asset.

Guaranteed Premium

Protecting your risk – Your premium rate will not increase during the life of your contract regardless of changes in your health or age.

Guaranteed Cash Value

Generate cash value accumulation – Cash value is contractually guaranteed to grow in your policy until age 95 or 121, depending on policy purchased.

Guaranteed Death Benefit

Provide for your family after you’re gone. Don’t wonder what would happen to your loved ones; know they are protected with a guaranteed death beneﬁt.

Advantages of Whole Life Insurance

Death beneﬁt guaranteed for the life of the policy
Premiums guaranteed for the life of the policy
Guaranteed cash value growth
Potential for dividend payments, with higher dividend potential for select plans¹
Flexibility with policy loans through cash value accumulation as shown in the policy
Living Benefits available at no additional premium²
A stable financial asset on a balance sheet
Income tax-free death beneﬁt³

Solutions Built to Meet Your Needs

Path Protector Plus® Whole Life offers five different plans and a variety of riders so it can be strategically utilized for multiple protection needs based on your life stage, financial situation and planning objectives. Take a look at the following examples – some of which might sound familiar.

Guaranteed Premium

Protecting your risk – Your premium rate will not increase during the life of your contract regardless of changes in your health or age.

Guaranteed Cash Value

Generate cash value accumulation – Cash value is contractually guaranteed to grow in your policy until age 95 or 121, depending on policy purchased.

Guaranteed Death Benefit

Provide for your family after you’re gone. Don’t wonder what would happen to your loved ones; know they are protected with a guaranteed death beneﬁt.

Compare our whole life solutions

Get a quick understanding of our whole life product portfolio with this at-a-glance chart.

See the Comparison Chart

Which scenario do you identify with?

Continuous Pay – WL Series 100

Designed for those looking for simple, affordable, and guaranteed whole life coverage.

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Continuous Pay – WL Series 200

Designed for those who want more from their coverage, but may have budget constraints that won’t allow a limited pay option.

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mature couple, husband kissing wife on the forehead

Limited Pay – WL Series 100

Designed for those who value a budget-friendly limited pay plan with the guarantees and dividend potential found in a participating whole life policy.

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