Plan
  • Payment Period
  • Maturity
  • Underwriting Classes & Issue Ages
  • Product Strength*
  • Policyowner Profile
  • Key Features:
  • Minimum Death Benefit
  • Dividends*
    (if payable)
  • Dividend Options:
  • Guaranteed Cash Value*
  • Guaranteed Premium*
  • Policy Loans
  • Continuous Pay (CP) –
    WL Series 100 Learn More
    • To Age 121
    • Age 121, with a no-cost policyowner option to extend
    • Aggregate (Juvenile), 0-17
      Preferred Non-Tobacco, 18-85
      Non-Tobacco, 18-85
      Tobacco, 18-85
    • Death benefit protection with guaranteed cash value accumulation. Illinois Mutual's lowest cost whole life policy
    • Designed for those looking for simple, affordable, and guaranteed whole life coverage
    •  
    • $10,000 for issue ages 0-44
      $35,000 for issue ages 45-85
    • Any dividends paid are based on the level of premiums paid and the guarantees contained in the policy. Dividends are not guaranteed and are payable at the discretion of Illinois Mutual. The Path Protector Plus® Whole Life portfolio was designed with varying dividend structures to meet individual needs. Dividends are not affected by policy loans. Low
    • Purchase Paid Up Additions
      Cash
      Accumulate at Interest
      Reduce Premium
    • Guaranteed build-up; Lowest level
    • Lowest premium Path Protector Plus® Whole Life plan
    • 6.50%, charged annually in advance (effective annual rate of 6.95%). Unpaid interest will be added to the loan principal and bear interest at the same rate. Loans that are not repaid and any accrued interest reduce the policy’s death benefit. Accumulating cash value sufficient for policy loans often takes several years. Outstanding loans upon policy termination other than due to death may be taxable.
  • Continuous Pay (CP) –
    WL Series 200 Learn More
    • To Age 95
    • Age 95, with a no-cost policyowner option to extend
    • Aggregate (Juvenile), 0-17
      Preferred Non-Tobacco, 18-85
      Non-Tobacco, 18-85
      Tobacco, 18-85
    • Offers all the perks of the CP Series 100 with a lower maturity age and higher expected dividends to help build policy value faster
    • Designed for those who want more from their coverage, but may have budget constraints that won’t allow a limited pay option
    •  
    • $10,000
    • Any dividends paid are based on the level of premiums paid and the guarantees contained in the policy. Dividends are not guaranteed and are payable at the discretion of Illinois Mutual. The Path Protector Plus® Whole Life portfolio was designed with varying dividend structures to meet individual needs. Dividends are not affected by policy loans. Moderate
    • Purchase Paid Up Additions
      Cash
      Accumulate at Interest
      Reduce Premium
    • Faster guaranteed build-up; Cash value equals death benefit at age 95
    • Second lowest premium Path Protector Plus® Whole Life plan
    • 6.50%, charged annually in advance (effective annual rate of 6.95%). Unpaid interest will be added to the loan principal and bear interest at the same rate. Loans that are not repaid and any accrued interest reduce the policy’s death benefit. Accumulating cash value sufficient for policy loans often takes several years. Outstanding loans upon policy termination other than due to death may be taxable.
  • Limited Pay (LP) –
    WL Series 100 Learn More
    • To Age 75 or 30 years, whichever is longer
    • Age 121, with a no-cost policyowner option to extend
    • Preferred Non-Tobacco, 18-85
      Non-Tobacco, 18-85
      Tobacco, 18-85
    • Death benefit protection that is paid for during working years while maintaining a focus on lower premium than the LP Series 200
    • Designed for those who value a budget-friendly limited pay plan with the guarantees and dividend potential found in a participating whole life policy
    •  
    • $25,000
    • Any dividends paid are based on the level of premiums paid and the guarantees contained in the policy. Dividends are not guaranteed and are payable at the discretion of Illinois Mutual. The Path Protector Plus® Whole Life portfolio was designed with varying dividend structures to meet individual needs. Dividends are not affected by policy loans. Moderate
    • Purchase Paid Up Additions
      Cash
      Accumulate at Interest
      Reduce Premium
    • Faster build-up due to limited pay structure
    • Second highest premium Path Protector Plus® Whole Life plan
    • 6.50%, charged annually in advance (effective annual rate of 6.95%). Unpaid interest will be added to the loan principal and bear interest at the same rate. Loans that are not repaid and any accrued interest reduce the policy’s death benefit. Accumulating cash value sufficient for policy loans often takes several years. Outstanding loans upon policy termination other than due to death may be taxable.
  • Limited Pay (LP) –
    WL Series 200 Learn More
    • To Age 65 or 20 Years, whichever is longer
    • Age 121, with a no-cost policyowner option to extend
    • Preferred Non-Tobacco, 18-85
      Non-Tobacco, 18-85
      Tobacco, 18-85
    • Offers all the perks of the LP Series 100 with the addition of the option to stop premium payments after 20 years. Illinois Mutual’s fastest cash value accumulation whole life policy
    • Designed for those seeking high early cash values and policy growth to supplement their savings with a tax advantaged vehicle
    •  
    • $25,000
    • Any dividends paid are based on the level of premiums paid and the guarantees contained in the policy. Dividends are not guaranteed and are payable at the discretion of Illinois Mutual. The Path Protector Plus® Whole Life portfolio was designed with varying dividend structures to meet individual needs. Dividends are not affected by policy loans. High
    • Purchase Paid Up Additions
      Cash
      Accumulate at Interest
      Reduce Premium
    • Highest early cash values; Cash value equals death benefit at age 100
    • Highest premium Path Protector Plus® Whole Life plan
    • 6.50%, charged annually in advance (effective annual rate of 6.95%). Unpaid interest will be added to the loan principal and bear interest at the same rate. Loans that are not repaid and any accrued interest reduce the policy’s death benefit. Accumulating cash value sufficient for policy loans often takes several years. Outstanding loans upon policy termination other than due to death may be taxable.
  • Single Pay Whole Life
    (SPWL) Learn More
    • One-time premium payment
    • Age 121, with a no-cost policyowner option to extend
    • Aggregate (Juvenile), 0-17
      Preferred Non-Tobacco, 18-85
      Non-Tobacco, 18-85
      Tobacco, 18-85
    • Offers guaranteed death benefit protection and cash value accumulation with no future premiums
    • Designed for those with lump sums that are not earmarked for other purposes
    •  
    • $25,000 for issue ages 0-44
      $35,000 for issue ages 45-85
    • Any dividends paid are based on the level of premiums paid and the guarantees contained in the policy. Dividends are not guaranteed and are payable at the discretion of Illinois Mutual. The Path Protector Plus® Whole Life portfolio was designed with varying dividend structures to meet individual needs. Dividends are not affected by policy loans. Dividends not expected
    • Purchase Paid Up Additions
      Cash
      Accumulate at Interest
    •  
    •  
    • 6.50%, charged annually in advance (effective annual rate of 6.95%). Unpaid interest will be added to the loan principal and bear interest at the same rate. Loans that are not repaid and any accrued interest reduce the policy’s death benefit. Accumulating cash value sufficient for policy loans often takes several years. Outstanding loans upon policy termination other than due to death may be taxable.